Life insurance is designed to help protect a household from the financial hardships that may follow the untimely death of a primary wage...

Traditional Individual Retirement Accounts (IRAs), which were created in 1974, are owned by roughly 41 million U.S. households. And Roth...

Do you need a life insurance policy in retirement? One school of thought questions this decision. Perhaps your kids have grown, and the...

As Teddy Roosevelt once observed, "Old age is like everything else. To make a success of it, you've got to start young." The challenges...

A growing family, by definition, means growing financial obligations—both present and in the future. Raising children can increase your...

An orchestra is merely a collection of instruments, each creating a unique sound. It is only when a conductor leads them that they...

Most understand that waiting to claim Social Security benefits can result in higher monthly payments. However, many don't know that there...

With the children now out of the house, financial priorities become more focused on preparing for retirement. At this stage, you may very...

When it comes to retirement, women may face unique obstacles that can make saving for retirement more challenging. Given that women...

It doesn’t take a degree in finance to see that the cost of college continues to rise. In its 2023 report, the College Board showed that...

When you marry or simply share a household with someone, your life changes—and your approach to managing your money may change as well....

In exchange for fixed premiums, an insurance company promises to pay a set benefit when the policyholder dies, but also offers additional...

Did you know that... Fifty-seven percent of American workers have no private short-term disability insurance. 1,2 Sixty-five percent of...

Medicare Advantage, sometimes known as “Part C,” is something of a catch-all choice for those who are ready to sign up for Medicare....

Despite the overwhelming research documenting the health and behavioral consequences of underage drinking, some parents believe that...

In 2023, the U.S. had 22.7 million millionaires. An increase in personal wealth may bring greater financial flexibility; it may also...

Are you making charitable donations at year's end? If so, you should know about some of the financial "fine print" involved, as the right...

Extended-care coverage can be complex. Here's a list of questions to ask that may help you better understand the costs and benefits of...

In a 2023 survey, 37% of all workers reported they were either “not too” or “not at all” confident that they would have enough money to...

Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big...

Whether you have life insurance through your work or are retired it pays to know the truth about life insurance coverage. This material...

For many older adults, finding time to experience nature can be one of the greatest pleasures in retirement. And what better place to...

According to the Social Security Administration, a 20-year-old has more than a 25% chance of becoming disabled before reaching retirement...

While the vast majority of insurance companies use credit-based insurance scores to help determine the price of insurance, it is banned...

About 14 percent of all motorists, or one-in-seven drivers, do not have automobile insurance, according to the Insurance Research...

New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their...

You may be considering purchasing a vacation property, this can be an exciting milestone, but there are a few things to consider first....

One study estimates the average cost of raising a child to the age of 17 for a middle-income family is about $310,605. As a point of...

A recent survey found that 18% of workers are very confident about having enough money to live comfortably through their retirement...

Some of the biggest challenges many face when it comes to education are financial. Luckily, a 529 college saving plan can help. And...

Ancient Chinese merchants were said to have developed a unique way to manage their risk. They would divide their shipments among several...

A look as how autopay subscriptions can be a drain on your finances, especially when forgotten. In the last few years, we’ve become...

It's important to make sure your retirement strategy anticipates health-care expenses. A retired couple age 65 can expect to need about...

A money market fund, not to be confused with a money market account, is a type of mutual fund that invests in instruments like cash...

Juneteenth is a celebration of freedom, marking the day when slavery came to an end in the United States. The observance of this holiday,...

The item most homeowners forget on their home improvement project checklist is insurance. If you are like most homeowners, you love...

Learn when it may not make sense to file a claim on your home insurance. Insurance is meant to protect you against financial loss. But is...

In the second quarter of 2023, more than 2,300 small businesses were sold. The median sale price was roughly $300,000, down 14% from the...

Many investors are looking to build a portfolio that reflects their socially responsible values while giving them the potential for solid...

Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon. Using these inputs and...

Most children stop being "and-a-half" somewhere around age 12. Kids add "and-a-half" to make sure everyone knows they're closer to the...

May is a month to celebrate the older Americans in our country and honor their lives and the accomplishments they still have ahead of...

"If the current annual inflation rate is 3 percent, why do my bills seem like they're 10 percent higher than last year?"1 Many of us ask...

In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings. The Social...

Getting ready for retirement? Before you can cross that bridge, you’ll need to cross some important items off your to-do list. This handy...

In the U.S., nearly 73% of teens want more personal finance education and 86% want to learn how to invest. The biggest barrier they face?...

EXPECTED LIFE CHANGES - There are some life changes that you anticipate: a new baby, a new marriage, a new home. But exciting changes may...

Learn how to address the challenges that women face when planning for retirement. Preparing for retirement can look a little different...

Nearly 60% of women take sole responsibility for making investment decisions, yet only 19% of women feel very confident in their ability...

Tips and strategies for women approaching retirement to ensure a smooth transition. Retirement is a significant transition, and it can...